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     Thousands of people have planned ahead with us.  Below are just a few of the reasons why:

• A gentleman said that his children refused to discuss it.  He loved them, knew their personalities and the disagreements that would probably arise.  He was going to make sure his arrangements wouldn't be a source of difficulty for his family.

• An elderly couple from White Oak said that, for the last 52 years they decided everything
  together.  Certainly, they weren't going to leave funeral arrangements for one of them to do alone.

• A woman, proud of her independence, viewed arrangements as just 
  another personal responsibility that she would take care of.

• A young woman, fighting cancer, shared that she was not going to let the disease determine her last goodbye to family and friends.  Her remembrance gathering would reflect the love and beauty that she was blessed with in her life.

     Financial considerations:

     Whatever leads you to consider planning ahead, please know there are no additional costs to this wise decision.  While you may choose to fund a funeral or cremation plan in advance, there is no obligation to do so.

     Those who do choose to fund arrangements make certain that their loved ones will never have to pay for their cremation or burial services, even if a lengthy nursing home stay is involved.  That's an incredible benefit, considering that most assets—insurance, savings, and property—are at risk from such a nursing home stay.

      A funded agreement, in effect, eliminates inflation.  It is transferable and its structure is governed by state law.

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